Tuesday, May 8, 2012

Review- Investing


Review- Investing


Anybody can adequately save for retirement, as long as they do their research and/ or receive help.

The best time to start your retirement plans is at the earliest age that you are able to do so.

The retirement plan that has the employer match the contributions that the employee puts into it is a 401K

IRAs allow for money to grow tax free.

Something to consider when looking at an employer is the retirement benefits.

You need to have other forms of savings for retirement other than Social Security.

When investing, you invest aggressively when you are young, balanced when you are older, and conservatively when you are older.

The two types of IRAs are Traditional and Roth.

A type of investment that is more diversified that buying a single stock is a mutual fund.

The experts say that 20%- 30%  of your income should be put towards retirement and savings.

Monday, May 7, 2012

http://money.cnn.com/2012/05/07/markets/facebook-ipo-investors/index.htm?iid=HP_LN

This is your last article!!  Due May 11

Read this article about Facebook.  Would this have changed your strategy with investing in the stock game?  Would you have purchased this or not based on what you read?


Tuesday, May 1, 2012

http://online.wsj.com/article/SB10001424052702304818404577350030559887086.html?mod=CRE_hp_LEFTTopStories&mg=blogs-secaucus-wsj

This article is due May 4th.  This article is worth double points

Read this article about dealing with the cost of loans.  What did the article say and what are your concerns?  

Tuesday, April 17, 2012

Should Everyone Be Required to Have Health Insurance?

Read this article about life insurance.  Do agree or disagree that everyone should be required to have health insurance?  And explain why you support this argument.
This article is due April 20th, 2012.


Tuesday, April 10, 2012

What Kind of Car Do You Plan To Drive?

Read the following article about the cost of insurance for certain types of vehicles.  What type of car do  you currently own or drive?  How much is your family paying for you to drive that car?  List and discuss an important fact from this article.
This article is due April 13th, 2012 



Tuesday, March 27, 2012

Planning Your Future

Read this article about Personal Finance.   What were 2 things that surprised you from this article and or what were 2 important facts that you plan to include in your personal finance plan. 
This article is due March 30, 2012.



Monday, March 19, 2012

What Is Your Savings Plan?

This article is due March 23rd.
What concerns you most about what these young adults are doing?  How will this impact their future? Have you worked? or are you currently working?  If so, do you have a savings plan in place?  Do you have money saved currently?  invested?